Our Services _
Proven financial strategies for every stage of life
Rutherford Rede is independently owned and is not affiliated with any bank, insurer, or investment product provider. Our advisers are free to recommend solutions from a broad range of providers and are committed to putting clients' interests first. Our approach is built on trust, clarity and governance, helping you make confident financial decisions at every stage of life.
Financial Planning
A financial roadmap that grows with you
We develop structured financial plans that adapt as your life changes. From cash flow management and tax-efficient investment strategies, to portfolio design and planning for major life events, every element works together to give you clarity and confidence.
You’ll receive a clear, step-by-step roadmap that guides your decisions today, while helping you to prepare for the future.
With more than 30 years of experience providing New Zealanders with independent advice through life’s most complex financial choices, we are committed to putting your interests first. Discover how a comprehensive, well-structured financial plan can give you greater control and peace of mind, book an introductory conversation with an adviser today.
Independent Investment
Management
Evidence-based portfolios built to protect and grow wealth
Our disciplined, research-led investment process is designed to meet your goals while managing risk. We build portfolios that reflect your objectives, timeframe, and values — whether you want growth, income, or a balanced approach.
We also provide regular reviews, performance reporting, and proactive adjustments to keep your investments aligned with your objectives as they evolve over time.
As CEFEX-certified fiduciary advisers, we are bound to put your interests first, every time.
Talk to us about creating a portfolio that works as hard as you do.
What our clients say about us _
"Professional, yet incredibly personal. The team is highly knowledgeable, but what sets them apart is the genuine care and focus on our financial goals. We always feel heard, and every interaction is tailored to our unique family situation and setting up for the future. The process is seamless, from regular reviews to administrative tasks, and we have absolute faith in the integrity of the advice we receive."
— Business Owners, early 50
Retirement Planning
Know when you can retire and what life will look like, with peace-of-mind
We help you answer the question: ‘How much is enough?’, so you can approach retirement with clarity and confidence.
Through personalised retirement planning, we ensure your wealth is structured around your goals, and that your retirement lifestyle is both well-structured and durable enough to meet your needs. Speak with one of our financial advisers today to see how ready you are for the future.
Estate & Succession Planning
Evidence-based portfolios built to protect and grow wealth
Preserve your wealth and ensure it reaches the right people in the right way. We work closely with you, your family, and your legal and tax advisers to assist in putting in place trusts, wills, and succession structures designed to protect your assets and reduce complexity. With decades of experience helping New Zealand families, we’ll help you navigate intergenerational wealth transfers.
Our focus is on making transitions smooth, avoiding disputes, and ensuring your legacy reflects your values. Book a confidential discussion about securing your family’s future.
Charity & Trustee Advisory
Fiduciary advice that strengthens governance and accountability
We help charities, foundations, and trustees meet their governance obligations while making investment decisions that align with their mission. This includes developing investment policies, selecting and monitoring investment managers, and ensuring reporting is clear and compliant. Our fiduciary approach ensures your organisation’s resources are managed with transparency, accountability, and measurable impact.
Rutherford Rede is one of the few firms in New Zealand to hold CEFEX accreditation – the global fiduciary standard – giving charities and trustees confidence that every decision is backed by the highest level of governance, and oversight. We are trusted by charitable trusts and foundations across New Zealand for governance and investment oversight. Arrange a governance review with one of our fiduciary advisers.
FAQ’s _
Your questions,
answered
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We are fiduciary advisers, legally bound to put your interests first.
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Yes, we work alongside your professional advisers to ensure your plan is fully aligned.
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Yes, we work with clients across New Zealand, both in person and online.
Your next chapter starts with a conversation
The most important step is the first one. Whether you’re ready to act now or simply exploring your options, we’ll help you see your financial picture clearly and decide what’s next with confidence.
Let’s talk about your goals, your challenges, and the possibilities ahead. From there, we’ll outline how we can help — and you choose the pace.