Our Services

 

Risk Profiling

Risk profiling is another essential precursor to creating a portfolio for an investor. Every client will have a appetite for a certain mix of assets, either being risk-averse, aggressive or any point in between. It is essential for us to explore an investor's approach to investment before we embark on the path so that, ideally, through all phases of the investment journey, there is a strong sense of comfort and understanding.

 

This process is undertaken by way of a professionally structured questionnaire and ought to be completed by all parties involved in the ownership of the portfolio (a professional trustee may elect to defer to the family trustees in this exercise).

 

From time to time this profiling exercise should be updated and within two to three years of any retirement date. Approaching retirement investors typically become more risk-averse as they contemplate their lack of an income from labour. At this point they become much more aware of their capital base being one they are unlikely to add to with further capital sums.