Our Services

 

Portfolio Design & Construction

The heart of your plan. Without adequate research, a solid framework and a strict investment philosophy your entire plan may unravel.

 

Rutherford Rede are practitioners of the ‘asset class’ approach to portfolio construction. Steeped in academic learning and analysis, asset class investing acknowledges that different asset sectors generate different returns over time as well as different degrees of volatility. Blending asset classes into one portfolio allows volatility to be dampened through counter-cyclical offsets and through the use of high class bonds. We seek sustainable growth by drawing the returns each asset class delivers whilst minimising cost and taxes.

 

Empirical evidence demonstrates clearly that active fund management that sets out to constantly outperform the market, rarely delivers above the costs incurred. Whilst it is satisfying to believe that some have the ability to pick certain winning stocks and to time their way in and out of markets, thus making excessive returns, many respected analysts and journalists have concluded that this is altogether mythical. A hope and approach that is rarely realised by investors but often exploited by those that claim to be successful.

 

The framework we use to construct portfolios is referred to as an ‘Investment Policy Statement’ further discussed in this section.